Choosing the RIGHT mortgage professional
For your mortgage Loan needs you can choose to use:
- a “single source” lender (like a bank)
OR
- an independent Mortgage Loan Officer and Brokerage (like us)
Single Source Lenders – If you go to your bank or another single source lender such as Countrywide, eLoan, etc you will only have a choice of one of THEIR loan programs at the rate THEY offer. While banks like this will often have special “incentives” to you to use them, their rates are almost always higher than their independent competitors.
Independent Broker – If you use an independent loan officer (like us) that works with an independent firm (like Christian Roberts Mortgage), we will search the dozens of lenders to find the loan product that works BEST for you, your particular needs, and your individual situation. In addition, we can offer the best rate and the best terms possible – and it doesn’t cost any more to get this. In fact, it often costs less.
National Studies have found that borrowers that use independent loan officers and brokerage firms consistently get a better price and a loan product that better suits their needs when all factors such as rate, fees, costs, and service are taken into account.
At LenderAce.com we use the latest technologies to make sure we find the right loan for you. There are dozens of loan programs available and over hundreds of different banks and lenders offering them. In addition, rates, underwriting rules and guidelines are constantly changing – especially in today’s turbulent markets. After discussing with you what your needs and goals are to determine what type of loan product best fits YOU, we use our spectacular technologies and experience to search the marketplace for available products that best fit your needs at the BEST price. From then on, I will constantly be tracking market movement and pricing changes so that we can do our best to get you the best product with the best terms possible. The bottom line is that No one can do your loan better than us.